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Shrewd Real Estate
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  • Buying a Home
  • Selling a Home
  • e-Market Analysis
  • About Us
  • Contact Shrewd

What questions should you be asking a potential lender?

  1. How long have you been working as a loan officer?
  2. How many loans did you close last year?
  3. ​How much can I afford and what type of loan options are available to me as a borrower (and ultimately which options are best)?
  4. ​What kind of follow-up or refinancing programs does your company have?
  5. Will this bank/institution service the loan in-house or sell it off to a bigger lender?
  6. ​What would be my APR be for a loan?  *The APR is a much better way to compare two different lenders as it has the closing costs calculated into the rate.
  7. ​How much does it cost to lock my interest rate and what happens if that rate lock expires?
  8. What other costs are associated with closing my loan (appraisal, underwriting, document prep, etc.)?
  9. ​Will you be attending my closing and/or will you go over my settlement statement in advance of my signing the loan documents?
  10. ​If applicable, how long until I can be done with paying mortgage insurance?
  11. Do you have any references that you can provide?

Local Lenders in Central Minnesota

Below are some local lenders that we know and have worked with recently.

*Shrewd Real Estate is not affiliated with any of these companies and makes no money if you use any of their services.  If you are a lender that has worked with Shrewd Real Estate in the past and would like to be added to this list, please connect with our office staff.

Add lender to this list

Lenders' Contact Information

Jim Arnold - PrimeLending

  • 320-333-5626
  • jim.arnold@primelending.com
  • www.applywithjimarnold.com

Patricia Dahl - New American Funding

  • 320-260-4950
  • Patricia.Dahl@nafinc.com
  • www.dahllending.com

Trina Lavigne - Homeowners Financial Group

  • 320-492-1695 
  • tlavigne@homeownersfg.com
  • www.homeownersfg.com/trinalavigne

John Michaud - Bremer Bank

  • 320-492-8923 
  • jbmichaud@bremer.com
  • www.bremer.com/johnmichaud

Sandy Mohlenkamp - Mortgages on Main (MOM)

  • 320-260-7474
  • sandym@mortgagesonmain.com
  • https://www.mortgagesonmain.com/st-joseph/

Allison Peichel - St Cloud Federal Credit Union

  • 320-290-8700
  • alip@scfcu.org
  • www.scfcu.org

Mike Petroske - Bell Bank Mortgage

  • 320-293-3862
  • mpetroske@bell.bank
  • https://mikepetroske.bellbankmortgage.com/

Aaron Reznechek - Supreme Lending

  • 320-260-7618
  • Aaron.Reznechek@SupremeLending.com
  • www.AaronReznechek.com

Roger Rieland - Liberty Savings Bank

  • 320-250-3217
  • roger@libertybankmn.com
  • https://CallRoger.com

Tom Templin - BankVista

  • 320-257-1974
  • ttemplin@bankvista.com
  • www.bankvista.com

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